The 9 Steps to home-ownership

Once you’re sure that you can cover all of the costs of buying, moving into, and maintaining a home, it’s time to get pre-approved for a mortgage.

The 9 Steps to home-ownership

This is where you’ll find out how much a bank is willing to lend you.

And having this pre-approval in writing before you start house hunting will give you an edge.

It provides you with proof to show your realtor that you’re a serious buyer, and it shows sellers that you can afford the home and will be able to close the deal.