The first thing to do is be sure that you’ve really recovered as well as you think.
Check your credit rating. Pull your credit reports from the 3 credit reporting agencies and check for discrepancies.
You also need to do a last check at your cash flow to be sure that housing will be less than 30% of your net income.
If your housing payment will be more than this, you may want to find ways to lower how much you’ll be spending or hold off.
