If you have no open credit cards, this can negatively impact your credit score.
But there is an easy fix for this, you can open a secured card with your bank!
You deposit a set amount to the card, and this acts as your credit limit.
These are reported just like a typical credit card!
And after using this card responsibly for a while, you’ll be able to try to get a standard credit card again.
You may even be offered the chance to convert your card and keep your history… meaning an even larger boost to your credit.
Sources:
americansperspective.com/effective-tips-to-improve-your-credit-score/
bestcreditrepaircompanys.com/2012/3-things/
marketwatch.com/story/5-things-to-know-to-improve-your-credit-score-2015-06-02
ifehacker.com/5834187/10-ways-you-can-improve-your-credit-score-right-now
