If you have no open credit cards, this can negatively impact your credit score.
But there is an easy fix for this, you can open a secured card with your bank!
You deposit a set amount to the card, and this acts as your credit limit.
These are reported just like a typical credit card!
And after using this card responsibly for a while, you’ll be able to try to get a standard credit card again.
You may even be offered the chance to convert your card and keep your history… meaning an even larger boost to your credit.