Next, you need to look at your financial situation.
You should check your credit score and make sure there are no mistakes so that your score will be as high as you deserve.
The better your score, the better rates you’ll be able to qualify for when it’s time for a mortgage.
Once that is out of the way, add up all of your household bills to get a total liability value per month for your budget.
And then you should do the same thing to determine all of your monthly income after taxes.